Terms and Conditions

  • Papilior order processing will only begin post the approval of your Kissht easy payment option. it may impact delivery time.
  • A processing fee of 3% to 4% will be charged by kissht based on the EMI scheme you choose.
  • EMI available in Mumbai, Delhi, Bangalore, Hyderabad, Pune, Chennai, Ahmedabad, Kolkata, Nashik, Vadodara, Bhopal, Indore, Jaipur, Ludhiana, Nagpur & Chandigarh; coming soon to other cities.
  • Kissht representatives will contact you on the mentioned contact details and billing address within 24 hours to verify and collect a copy of your PAN Card and proof of address and proof of income.
  • You will also need to sign the loan agreement form and cheque for the first EMI.
  • You will need to be available for physical verification, preferably at the address mentioned in the loan application.
  • This loan facility is being offered by Kissht to the customer and Papilior has no role to play in the approval, extension, pricing, modification, pre-closure, closure or any matter incidental thereto pertaining to offering of the facility, which is decided at the sole discretion of Kissht.
  • The customer shall be assessed by Kissht on eligibility and other parameters and approved loans shall be disbursed by Kissht to Papilior. In case of returns, Papilior shall refund the Customer up to the extent of instalment paid to Kissht and the balance, directly to Kissht.
  • The loan facility being offered by Kissht to the customers is governed by the respective terms and conditions of Kissht and the customer is advised to approach Kissht in case of any complaint, dispute or enquiry about an EMI transaction.
  • In case application is cancelled after the Final Approval of loan application Kissht will refund only the down payment, but processing fee will not be refunded as the loan was processed and Approved.
  • Incase of actual price differ from the price mention on Papilior, will deal directly with customer for the difference amount.
  • EMI available for orders from Rs 10,000/- to Rs 150000/-
  • For more details, you can reach us at at Toll Free No:18002335550 or Whatsapp No: 9879590685
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